Current Open Jobs & Employment Oppportunities | Insperity

Commercial Lending Underwriter

Job Title
Commercial Lending Underwriter
Job ID
27651470
Location
NEW ORLEANS,  LA 70127-2601
Other Location
Description

Commercial Loan Underwriter

At Liberty Bank, we're passionate about helping more people achieve more freedom.  There's real freedom here - the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.  By investing in the development of personal goals, business objectives and communities, we're making a difference by using our resources to get things done.

We work hard. Play hard. Invest where our heart lives. And pursue freedom for all.

At Liberty Bank and Trust, you'll find that there's freedom here - for our customers and for you.

If you are passionate about impacting the lives of others and understand that your success has a positive effect on the company's bottom line, and the communities we serve then please apply today to join our winning team!

As a Commercial Loan Underwriter, you'll be responsible for performing detailed credit analysis of a potential borrower to include review and evaluation of borrower’s employment/company/business credit record and income sources. The underwriter will determine if borrower’s financial ratios, such as debt-to-income ratio meet the bank’s lending standards. Underwriter will make recommendations to Approve, Suspend, or Decline loan applications.

We prefer employees work in one of our office locations. Please visit our website to learn more: https://www.libertybank.net/customer_care/locations/

Ready to reinvent banking? At Liberty Bank and Trust, we're doing just that and a whole lot more. We're moving toward the bank of the future! If you are the consummate professional, enjoy technology, and have the ability to provide an exceptional client experience, we want to hear from you! The look of our bank is fresh, clean and unlike any bank out there, which is the whole idea.

When clients visit one of our locations, they will encounter an open, technically advanced environment. Best of all, they interact with someone like you. As a Commercial Loan Underwriter, you'll be responsible for performing detailed credit analysis of a potential borrower to include review and evaluation of borrower’s employment/company/business credit record and income sources. The underwriter will determine if borrower’s financial ratios, such as debt-to-income ratio meet the bank’s lending standards. Underwriter will make recommendations to Approve, Suspend, or Decline loan applications.

At Liberty Bank and Trust, you'll find that there's freedom here - for our customers and for you.

Responsibilities:

  • Process and underwrite commercial loans.
  • Process commercial loan applications which come in through various channels, such as email, internet, or phone
  • Process loan applications submitted via indirect lending channels following established policies and procedures.
  • Analyze loan applicants’ financial status and credit to determine feasibility of granting loan and provide financial counseling to customers.
  • Approve loans within authorized limits and communicate decisions to loan officers and/or branch personnel.
  • Utilize consultative approach with customers when providing financial counseling regarding denied loan applications.
  • Build relationships with an emphasis on customer education; evaluate and recommend areas relative to loan protection products, credit/debit cards, internet access, other loan products and services, etc.
  • Serve as a resource on consumer products/services of the Credit Union; respond to internal and external loan related member questions & research; may provide guidance on consumer lending practices, loan policies and procedures.
  • Work together with all areas of lending including origination, consumer lending, business services and special accounts to ensure an efficient, effective team-based division.

Education/Experience:

  • Bachelor’s degree in any Business discipline
  • 3-5 years of related experience
  • Familiarity with fair lending practices and understanding of Fair Credit Reporting, lending industry guidelines, current industry certification.

As you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package including paid time off, medical, dental and vision benefits and future growth opportunities within the company. We also do our best to make sure Liberty Bank and Trust is an incredible place not just to work but to build a career. We want you to learn, grow and share in the success you help create.

Ready to reinvent banking? We're ready to talk about what's next. 

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.