Credit Automation Engineer – Credit Risk Testing - Hybrid (2x a week) Dallas–Fort Worth Metroplex 

Contract-to-Hire (W2 only)

U.S. Citizens / Green Card only – At this time no sponsorship is available

Our client—a leading lending organization—is seeking a Credit Automation Engineer to join its Credit Risk Implementation team. You’ll support the testing of credit and collections strategies within a decision engine, automating logic validation and ensuring strategy changes are released defect-free.

This is a contract-to- hire position on a team where we’ve already placed six successful consultants. The long term opportunity includes growing into strategy testing ownership and credit platform support.

Job Description Summary

As part of the Credit Risk Management team, the Credit Automation Engineer will continually design, refine, and test Credit and Collection strategy and policy changes allowing our client to continue to outpace their competition. Work will also span support to other areas of Credit Risk, including, but not limited to, Fraud, Activations, Manual Review, and Sales. 

Job Description

• Configure and code decision strategies for a high-volume, high-availability, straight-through processing environment.
• Reviews and analyzes business and operations workflow, decision process, and business objectives.
• Develops, reviews, and updates internal, external, and post-implementation documentation, including process flows, procedures, system flows, and change logs, ensuring thorough and accurate information.
• Troubleshoot systems and integration issues, working closely with the appropriate resources to resolve them.
• Develop, implement, and monitor appropriate controls to ensure defect-free implementation of risk strategies, including documentation, review, and testing procedures.
• Ensures that credit decision systems (account acquisition, portfolio management, and collection) operate efficiently.
• Ensure appropriate requirements and solutions are developed based on a solid understanding of the impacted systems and standards.
• Ability to support on-call, work nights and weekends for deployments on a rotating basis.

  Knowledge / Skills / Abilities

• Elicits and evaluates information gathered from multiple sources, reconciles conflicts, decomposes high-level information into details, abstracts from low-level information to a more general understanding, distinguishes presented user requests from the underlying actual needs, and distinguishes solution ideas from requests. Understand how policies, systems, and processes impact requests/projects. Shares business knowledge and understanding among business systems analysts and project stakeholders—brokers consensus among stakeholders with conflicting needs.
• Facilitates requirement sessions with stakeholders and creates comprehensive work products documenting technical requirements, including request validation and traceability.
• Provides SME leadership and consulting support on complex tasks. Initiates and executes initiatives to improve the team's processes, procedures, and tools. Reviews deliverables and provides input for other analysts. Strong understanding of all business channels.
• Contributes to process improvement initiatives.

Work Experience:

• 7-10 Years: Validated Experience. (Preferred)
• Experience on the FICO platform or similar business rules engine is an advantage in configuring strategies.
• 5+ Years of experience In One Or More: JavaScript, Active script, or any object-oriented programming language. (Required)
• 3+ years of experience in automation tools like Selenium, Playwright, Cypress, Load Runner, etc. (preferred)
• Hands-on experience in writing test suites and test scripts, as well as creating test plans and sharing them with stakeholders Required)
• Having a vision to automate the scenarios and be creative in testing and improving productivity and speed to Market(Preferred)
• Debugging and troubleshooting experience using Splunk, AppDynamics, Prometheus, Power BI, and Grafana(Preferred).
• Passionate about learning new technologies and building test automation utilities (Preferred)
• Experience Working In An Agile And DevOps Environment. (Preferred)

Education:

Bachelor's Degree in Computer Engineering, Computer Science, a related subject area, or equivalent experience (Required)

🚀 Why Apply?

• Work with an enterprise team modernizing credit strategy platforms in one of the fastest growing organizations in the country.
• Long-term opportunity with real conversion track
• We’ve already placed 6 consultants successfully into this team
• Strong leadership, collaborative engineering team, and high-impact role