Credit Risk Analyst
- Job Title
- Credit Risk Analyst
- Job ID
- 27768670
- Location
- Denver, CO, 80202
- Other Location
- Description
-
BKV Corporation is a dynamic value-driven company with expertise in upstream unconventional oil and gas investments and production. We believe our focus on visionary strategy, efficient execution, and high-performing teams is key to creating long-term sustainable value and growth.
BKV Corporation is an equal opportunity employer. We value diversity and base all employment decisions on qualifications, merit, and business needs.
JOB SUMMARY
The Credit Risk Analyst is responsible for assessing and managing the credit risk associated with BKV's customers, partners, and counterparties. You will be responsible for evaluating financial statements, market conditions, and other risk factors to ensure that sound credit decisions are made.
This role requires strong analytical and quantitative skills, a deep understanding of financial modeling, and the ability to assess creditworthiness in a dynamic energy market. The role requires building internal credit models where external ratings are not available, building quantitative models for Potential Future Exposure (PFE), Loss Given Default/Downgrade, and other stress models.
This role works to achieve operational targets under close supervision. Requires the ability to explain facts, policies, and practices related to the area of work. Problems faced are generally not difficult or complex. Demonstrates integrity, accountability, and transparency; upholds BKV standards, values and culture.
RESPONSIBILITIES
Typical job responsibilities of the Credit Risk Analyst include:
- Evaluate the creditworthiness of new and existing customers, suppliers, and partners in the natural gas sector.
- Conduct financial analysis and review of key financial statements, including balance sheets, income statements, and cash flow statements.
- Use various credit scoring models and techniques to assess the risk levels associated with counterparties.
- Continuously monitor the credit risk profile of the company's counterparties and identify any potential areas of concern or risk.
- Prepare and present regular credit risk reports to senior management, outlining the status of credit risk exposures, and providing recommendations for mitigation strategies.
- Maintain up-to-date credit risk models and ensure accurate reporting of risk-related data.
- Develop and recommend credit limits and collateral requirements for customers based on risk assessment.
- Perform data analysis to derive actionable insights for Risk Management and the larger business.
- Collaborate with legal and operational teams to ensure contracts and agreements with counterparties reflect appropriate credit terms.
- Work with the treasury department to ensure effective credit risk mitigation strategies, including hedging, letters of credit, or other financial instruments.
- Stay informed about industry trends, economic conditions, and regulatory changes that could impact credit risk.
- Analyze external factors such as market volatility, commodity prices, and interest rates that may influence the creditworthiness of counterparties.
- Collaborate with internal teams, including finance, legal, and operations, to ensure alignment of credit risk management strategies with overall business objectives.
- Ensure compliance with all regulatory requirements and company policies regarding credit risk management.
- Train junior members and develop team capabilities.
- Perform other duties as required.
REQUIRED SKILLS
- Understanding natural gas industry standards, market trends, emerging issues, and regulatory requirements.
- Strong understanding of credit risk assessment methodologies and financial analysis techniques.
- Proficiency in Microsoft Excel, financial modeling, and data analysis.
- Ability to analyze and interpret complex financial statements and reports.
- Proficient in Microsoft Office and job-related applications. Use insights from digital tools to improve performance.
- Ability to thrive in a dynamic, fast-paced environment.
- Ability to work independently and as part of a team.
- Advanced interpersonal, collaboration, and communication skills.
- Demonstrated attention to detail, organization, and prioritization skills.
- Demonstrated cognitive and problem-solving skills.
- Growth mindset with a demonstrated ability to innovate, embrace change, and have grit.
EDUCATION & EXPERIENCE
- Bachelor's degree in Risk Management, Business, Finance, Economics, or related fields.
- 3+ years of experience in Risk analysis, financial analysis, or a related role within the energy or commodities field.
- Experience in building quantitative models and regression models is a plus.
PHYSICAL DEMANDS / WORKING CONDITIONS
- This position is located in Denver, CO, at BKV Headquarters.
- Hybrid.
TRAVEL
- Some travel expenses may be up to 10% of the total.
WORK ENVIRONMENT
Primarily office-based with standard business hours; extended hours may be required depending on business needs. May occasionally be exposed to distracting noise while sharing office space with others.
PHYSICAL DEMANDS
- Ability to sit for extended periods of time.
- Ability to operate a computer, telephone, and other office equipment.
- Ability to occasionally lift, carry, push, or pull up to 25 pounds.
- Ability to communicate effectively, both verbally and in writing.
BASE PAY
- Base Pay: $70,000 - $128,000
- STI: 20%
- Required Skills
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