Credit Manager

Job Title
Credit Manager
Job ID
27766605
Location
Deer Park, TX, 77536 
Other Location
Description

PEMEX Deer Park is a highly complex refinery located 18 miles east of Houston in Deer Park, TX, and is a part of the PEMEX group which is a fully integrated oil company in the Americas, working across the entire value chain: exploration, production, industrial processing/refining, logistics and marketing.  PEMEX Deer Park provides a diverse and inclusive work environment that employs approximately 1000 employees with another 1200 contractors on site.  The refinery’s rated capacity is 340,000 barrels per day and has the feed flexibility to process multiple grades of crudes to produce the high-quality transportation fuels the world needs.  The PEMEX Deer Park site is co-located with other 3rd party chemical facilities allowing for further integration and optimization of the refinery and its products.  We set high standards of performance and ethical behaviors and offer challenging and fulfilling job opportunities in a number of fields.  We take great pride in our ability to ensure the health and safety of our workers and the environment while being a good neighbor and have a positive impact on the local community where we work.

BENEFITS:
We value our employees’ time and efforts. Our commitment to your success is enhanced by our competitive compensation and an extensive benefits package including paid time off, medical, dental, and vision benefits, and future growth opportunities within the company. Plus, we work to maintain the best possible environment for our employees, where people can learn and grow with the company. We strive to provide a collaborative, creative environment where each person feels encouraged to contribute to our processes, decisions, planning and culture.

 

Job Summary 

This is a dynamic, hands-on role for a seasoned finance professional who thrives in a fast-paced, lean environment. As a “utility player” within the Finance team, you will support a broad range of activities—including credit risk management, accounting, treasury operations, and ad hoc project work. You will be empowered to take ownership of critical processes while flexibly contributing to cross-functional initiatives.

 

Accountabilities & Responsibilities: 

Credit & Risk Management

  • Develop and execute strategies for effective credit risk management, including risk assessment methodologies for major counterparties.
  • Evaluate financial strength and creditworthiness; set appropriate credit limits and security requirements.
  • Ensure compliance with credit exposure controls, including timely receipt of funds and guarantees (e.g., letters of credit).
  • Monitor external events impacting counterparties; manage third-party credit monitoring tools.
  • Perform annual credit reviews for existing customers and recommend changes as needed.
  • Lead reporting to senior management on exposures, limits, and exceptions.

Treasury & Accounting Support

  • Maintain internal credit risk assessment tools and track changes in counterparties’ credit history.
  • Interpret contract language and assess financial implications.
  • Collaborate with internal teams to ensure effective controls for physical and financial transactions (including derivatives).
  • Support account reconciliations and month-end close activities as needed.
  • Serves as backup for other Finance / Treasury activities.

Project & Ad Hoc Support

  • Participate in finance and accounting projects, including process improvement, system upgrades, and compliance initiatives.
  • Provide analytical support for special projects, such as cost analysis, budgeting, and forecasting.
  • Assist with documentation and implementation of new policies, procedures, and controls.
  • As part of a small finance department, this role may be required to support other finance activities (e.g., account reconciliations, closing activities, reporting, etc.) across Controllers, Treasury, or other departments, either temporarily or permanently, as business needs evolve.

Cross-Functional Collaboration

  • Work closely with Trading, Operations, and other business units to establish, improve, and maintain robust processes, controls, and communication channels.
  • Act as a key liaison between Finance and other departments to ensure alignment on risk, exposure, and operational execution.
  • Communicate clearly and confidently across all levels of the organization, integrating with cross-functional teams beyond Finance to align on shared goals.

Continuous Improvement & Flexibility

  • Drive simplification, standardization, and automation of processes across credit, treasury, and accounting.
  • Stay current on tools and best practices; implement fit-for-purpose solutions.
  • Demonstrate a proactive, hands-on approach with a willingness to roll up sleeves and dive into operational details.
  • Thrive in a fast-paced, dynamic environment and adapt effectively to changing priorities and business needs.
  • Must be flexible and willing to take on new responsibilities as the department’s needs change, supporting various finance functions as required.

Qualifications: 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. 

  •      Must have legal authorization to work in the US on a full-time basis.
  •      Adaptability: Thrives in a fast-paced, dynamic environment and adjusts quickly to changing priorities.
  •      Collaboration: Builds trust and communicates clearly across all levels and functions; enjoys working in a small, high-performing team.
  •      Problem-Solving: Applies a practical, risk-based approach to challenges; brings analytics and insights to decision-making.
  •      Initiative: Proactively identifies opportunities for improvement and takes ownership of results.
  •      Continuous Improvement: Champions process simplification and automation; embraces change and seeks out learning opportunities.
  •      Resilience: Maintains composure and professionalism under pressure; demonstrates perseverance in resolving complex issues.
  •      Customer Focus: Understands end-user needs and delivers solutions that support business objectives.
  •      Influence: Able to gain the confidence of various internal and external parties, building on strong knowledge and understanding of business drivers, value, and risk.
  •      Business Acumen: Demonstrates a strong understanding of the business, industry trends, and the financial impact of operational decisions.
  •      Hands-On Mentality: Willing and able to dive into day-to-day accounting tasks and support the team wherever needed.

Job Knowledge, Skills & Experience 

Education and Experience: 

  • Bachelor’s degree in accounting, business or finance required
  • 10+ years’ credit risk experience
  • Strong knowledge and use of SAP, MS Excel and PowerPoint
  • Excellent written and verbal communication skills 
  • Ability to interpret contract language
  • Manufacturing / Refinery experience a plus

Physical requirements: 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions:

  • Occasional extended work hours during planned and unplanned events.

Must currently hold or be able to qualify to receive a Transportation Worker Identification Credential (TWIC) card. Note, information regarding TWIC qualification standards may be found at https://www.tsa.gov/forindustry/twic

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