Debit Card Dispute Resolution Specialist - Hybrid
Role Overview
Join our client's financial services team as a Debit Card Dispute Resolution Specialist. In this role, you will review, process, and resolve debit card dispute claims while researching and processing chargebacks, arbitration, and compliance cases through Visa/Mastercard networks. You'll respond to escalated member inquiries from contact centers and branch personnel, resolve member disputes directly with merchants, and assist members by reviewing and understanding documentation regarding disputes, contract terms, and conditions. You'll remain alert to threats to account security, counterfeit operations, loss prevention risks, and fraud insurance while working under direct supervision.
Key Responsibilities
- Review, process and resolve routine Debit Card dispute cases by applying Federal/Visa/Regional network regulations and our client's policies and procedures
- Research moderately complex adjustments and complete documentation from financial institutions, processors and acquirers to construct cases to be filed against these organizations
- Request information and documentation to clarify details or resolve routine dispute cases within mandated time frames and regulations
- Make decisions and recommendations within authorized monetary limits
- Document, track, monitor arbitration and compliance in routine cases for progress to prevent or minimize financial loss to members and/or our client
- Execute general ledger entries for each case for project balances at the end of each month
- Research and complete assigned cases by reviewing Dispute Case Management Systems, Visa databases, Client, Acquirer and Issuer systems, RDR, Visa Online, On-Demand and Online Communication tools
- Identify transactions where chargebacks can be applied and resolve provisional credit adjustments
- Research, review and provide basic analysis of member claims, related transactions, circumstances and actions surrounding the claim and determine corrective action to resolve corrections
- Review moderately complex dispute cases and research account history/card activity to credit back invalid charges to member accounts or to chargeback financial institutions, processors and acquirers
- Complete basic routine account investigations and respond to actions generated by other financial institutions such as good faith collections, pre-arbitration/pre-compliance cases, chargebacks and representments
- Scan chargeback documentation into system, record account actions and case development
- Resolve routine claims for PIN-based debit card cash and purchase transactions and complex dispute and chargeback issues
- Initiate and/or respond to communication with members, vendors and other financial institutions
- Stay informed of business environment, financial services, regulatory business conditions and newest developments and incorporate these into operations
- Manage and adhere to Regulatory Guidelines and Consumer Protection requirements
- Provide guidance and assist in training new Level I specialists
- Perform other duties as assigned
Required Qualifications
- Familiarity with day-to-day PIN-based dispute or signature-based chargeback regulations, processes, procedures and systems
- Exposure to accounting, research or auditing techniques and methods in a financial institution
- Experience in assimilating information, analyzing facts and developing logical conclusions
- Experience in financial transaction/processing related responsibilities
- Exposure to internal auditing, compliance, programming or modeling
- Working knowledge of compliance and regulations related to debit card disputes
- Ability to handle multiple tasks simultaneously with a high degree of accuracy
- Experience in working in a high-volume, fast-paced environment
- Effective member/customer service skills
- Effective skill following interpretations in applying relevant regulations/instructions, procedures, policies and regulations
- Effective skill navigating multiple screens and PC applications and adapting to new technologies
- Effective skill exercising initiative and using sound judgment to make sound decisions
- Effective skill interacting tactfully and effectively in difficult situations
- Basic database and presentation software skills
- Effective organizational, planning and time management skills
- Basic research, analytical and problem solving skills
If you meet these qualifications and are ready to make an impact in financial services dispute resolution, we encourage you to apply today.
CC Pace is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, genetic information, or any other protected characteristic under federal, state, or local laws.
CC Pace are committed to employing only candidates who are legally authorized to work in the United States. For us to comply with the Immigration Reform and Control Act of 1986, all new employees, as a condition of employment, must complete the Employment Eligibility Verification Form I-9 and provide documentation that establishes identity and authorization to work. E-Verify will be used for employment verification as part of your onboarding process.
CC Pace values integrity throughout our hiring process. As part of our standard verification procedures, candidates will be asked to provide documentation confirming employment history, education, and work authorization.
